Mobile phone thefts are on a rise. Are you aware how much risk you are taking by not fully insuring your mobile phone? If you loose your mobile phone or damaged it by accident you will have to pay the full replacement cost to buy a new one.

Why do you need to buy mobile phone insurance?
Did you know the free phone you receive when you sign twelve month contract with your service provider, can cost you as high as $30,000. This is because the network (T-Mobile, Vodafone, etc) discounted your phone because you are promising them 12 months of your business.

Benefits of mobile phone insurance
? You will not be without a mobile phone for too long.
? Your mobile phone is replaced or repaired at no cost to you
? You will not be liable for any calls made by the thief incase your mobile is stolen
? You are also covered if anything happens to your mobile phone abroad.
? Your mobile phone insurance provides you with additional benefits from water damage, fraudulent calls or theft.
? Your monthly cover is low cost
? Mobile phone insurance will assure you peace of mind with no worries about anything happening to your mobile phone or PDA.

How can no mobile phone insurance affect you?
? If your mobile phone is stolen or damaged you will have to buy a new mobile phone
? Even though you are without your mobile phone you will still have to pay your monthly contact charge to your phone service provider.
? Until you block your phone, you will be liable to pay all the calls the thief makes on your mobile phone.
? Buying a new phone would mean lot of inconvenience as you will have to notify people about the new number
? If you loose your mobile phone you can do nothing. However if your mobile phone is stolen you will have to waste a lot of your time informing the police and filling in forms.